Retail shopping center with parking, the type of property financed with commercial hard money loans in Atlanta.

    Commercial Hard Money Lenders in Atlanta, Georgia

    CapitalAx places commercial hard money loans from $500,000 to $100 million across Atlanta, Sandy Springs, Marietta, Alpharetta, Decatur, and the wider metro area. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

    A CapitalAx broker responds within one business day.

    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in Atlanta

    Atlanta is the commercial center of the Southeast and a major hub for distribution, with one of the busiest airports in the world and several interstate highways meeting in the city. Redevelopment around the BeltLine and in older in town neighborhoods has created steady demand for capital to convert and reposition property. Suburban growth to the north continues to drive retail, multifamily, and land transactions.

    Common Scenarios

    • Adaptive reuse and mixed use projects in in town neighborhoods
    • Industrial and distribution purchases
    • Multifamily value add projects
    • Retail centers in the northern suburbs

    Recent Closings

    Mixed Use Cash Out Bridge Loan

    Loan amount
    $1.5M
    Property type
    Mixed Use Financing
    View case study

    Frequently Asked Questions

    We arrange loans across Fulton, DeKalb, Cobb, and Gwinnett counties and the wider metro area.

    Yes. Lenders will want the scope and budget, the approvals in place, and the plan to refinance or sell once the project is stabilized.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.