Commercial Lending Calculators & Tools
Free calculators to help you estimate payments, analyze deals, and prepare for commercial financing.
Commercial Refinance Proceeds Calculator
Estimate cash out or an equity shortfall after loan sizing, payoff and costs.
Use Calculator →Property Financing Stress Test
Compare coverage and supportable debt under changed rent collections, expenses and rates.
Use Calculator →Shopping Center Underwriting Calculator
Model tenant income, vacancy, reimbursements and debt service for a retail center.
Use Calculator →Commercial Loan Payment and Amortization Calculator
Calculate commercial mortgage payments, annual debt service, total interest, and a month by month amortization schedule.
Use Calculator →DSCR Calculator
Calculate your Debt Service Coverage Ratio and understand how lenders evaluate your deal.
Use Calculator →Max Loan Size Calculator
Estimate the maximum loan amount your property or business can support based on NOI and debt service.
Use Calculator →Cap Rate Calculator
Calculate the capitalization rate on any commercial property using NOI and property value.
Use Calculator →Commercial Property Value Calculator
Estimate property value based on net operating income and market cap rate.
Use Calculator →Commercial Land Value and Acquisition Calculator
Calculate price per acre, usable acreage, project cost, leverage, and required equity for a commercial site.
Use Calculator →Gross Rent Multiplier Calculator
Calculate GRM from property price and gross annual rent to screen rental deals quickly.
Use Calculator →Debt Yield Calculator
Calculate debt yield from NOI and loan amount, and see the max loan a lender's floor allows.
Use Calculator →SBA Loan Calculator
Estimate SBA 7(a) and SBA 504 payments from a loan amount, interest rate, and term.
Use Calculator →SBA Business Acquisition Calculator
Estimate the maximum business purchase price supported by seller discretionary earnings, equity, a standby seller note, and target DSCR.
Use Calculator →Prepayment Penalty and Refinance Calculator
Compare yield maintenance, defeasance, and step down costs to estimate whether refinancing is worth it.
Use Calculator →C PACE Savings Estimator
Estimate lifetime project savings, savings to investment ratio, annual assessment, and preliminary state program eligibility.
Use Calculator →Construction Loan Interest Reserve and Draw Calculator
Size a construction loan interest reserve on the drawn balance, calculate loan to cost, and build an editable monthly draw schedule.
Use Calculator →Hotel Underwriting Calculator
Convert ADR, occupancy, and RevPAR into hotel revenue, NOI, value, maximum loan proceeds, and equity including a PIP budget.
Use Calculator →Self Storage Underwriting Calculator
Estimate occupied units, annual revenue, NOI, value per unit, and maximum self storage loan proceeds.
Use Calculator →Mobile Home Park Underwriting Calculator
Estimate occupied sites, annual revenue, NOI, value per site, and maximum mobile home park loan proceeds.
Use Calculator →RV Park Underwriting Calculator
Estimate occupied sites, annual revenue, NOI, value per site, and maximum RV park loan proceeds.
Use Calculator →Capital Stack and Blended Cost Calculator
Combine senior debt, mezzanine financing, and preferred equity to calculate weighted blended capital cost and visualize the stack.
Use Calculator →Commercial Loan Qualification Checker
Get a general idea of where you stand as a borrower based on credit, revenue, and business history.
Use Calculator →Deal Feasibility Analyzer
Evaluate whether a commercial real estate deal can support financing based on NOI, DSCR, leverage, and equity.
Use Calculator →Commercial Loan Comparison Tool
Compare bank, SBA, bridge, private debt, and conventional CRE loan options side by side.
Use Calculator →Real Estate Return Calculator
Estimate cash flow, cash on cash return, equity buildup, and total profit on an investment property.
Use Calculator →Explore Financing in These Markets
Use our tools alongside local market insights to evaluate deals in the cities we serve.
Related Loan Programs
Each tool above maps to one or more of these financing categories.