Commercial Lending Tools and Calculators
Free tools to help you analyze deals, estimate payments, and evaluate commercial loan scenarios.
- Commercial Loan Payment and Amortization Calculator: Estimate principal and interest payments for a commercial loan or mortgage from a proposed amount, rate, and amortization period. Review annual debt service and the full schedule.
- DSCR Calculator: Calculate your Debt Service Coverage Ratio and understand how lenders evaluate your deal.
- Max Loan Size Calculator: Estimate the maximum loan amount your property or business can support based on NOI and debt service.
- Commercial Real Estate Cap Rate Calculator: Calculate commercial real estate cap rate from net operating income and property value.
- Commercial Property Value Calculator by NOI and Cap Rate: Estimate the value of an income producing commercial property using annual NOI and a market supported cap rate. This is a planning estimate, not an appraisal.
- Commercial Land Value and Acquisition Calculator: Calculate price per acre, usable acreage, project cost, leverage, and required equity for a commercial site.
- Gross Rent Multiplier Calculator: Calculate GRM from property price and gross annual rent to screen rental deals quickly.
- Debt Yield Calculator: Calculate debt yield from NOI and loan amount, and see the maximum loan a lender's debt yield floor allows.
- SBA Loan Calculator: Estimate SBA 7(a) and 504 loan payments from your loan amount, interest rate, and term.
- SBA Business Acquisition Calculator: Estimate a supportable business purchase price from seller discretionary earnings, buyer equity, a standby seller note, and target DSCR.
- Prepayment Penalty and Refinance Calculator: Compare yield maintenance, defeasance, and step down costs against refinance savings and break even timing.
- C PACE Savings Estimator: Estimate lifetime energy savings, savings to investment ratio, annual assessment, and preliminary state program eligibility.
- Construction Loan Interest Reserve and Draw Calculator: Size capitalized interest from the drawn loan balance, calculate loan to cost, and schedule monthly construction draws.
- Hotel Underwriting Calculator: Convert ADR, occupancy, and RevPAR into hotel revenue, stabilized NOI, value, maximum loan proceeds, and equity including a PIP budget.
- Self Storage Underwriting Calculator: Estimate occupied units, annual revenue, stabilized NOI, value per unit, and maximum self storage loan proceeds.
- Mobile Home Park Underwriting Calculator: Estimate occupied sites, annual revenue, stabilized NOI, value per site, and maximum mobile home park loan proceeds.
- RV Park Underwriting Calculator: Estimate occupied sites, annual revenue, stabilized NOI, value per site, and maximum RV park loan proceeds.
- Capital Stack and Blended Cost Calculator: Combine senior debt, mezzanine financing, and preferred equity to calculate blended annual cost, leverage, and funding gap.
- Commercial Loan Qualification Checker: Get a general idea of where you stand as a borrower based on credit, revenue, and business history.
- Deal Feasibility Analyzer: Evaluate whether a commercial real estate deal can support financing based on NOI, DSCR, leverage, and equity.
- Commercial Loan Comparison Tool: Compare bank, SBA, bridge, private debt, and conventional CRE loan options side by side.
- Real Estate Return Calculator: Estimate cash flow, cash on cash return, equity buildup, and total profit on an investment property.