Texas Commercial Loans and Commercial Mortgages

Texas is the second largest economy in the United States and would rank as the eighth largest economy globally if it were its own country. The state's GDP exceeds $2 trillion, driven by a diversified mix of technology, energy, healthcare, manufacturing, logistics, and agriculture. Major metro areas including Austin, Dallas Fort Worth, Houston, and San Antonio consistently rank among the fastest growing cities in the nation, and the state added more residents between 2020 and 2024 than any other state in the country. That growth is not just residential. It is commercial. It is industrial. And it requires capital.

The technology sector has transformed Central Texas, with Austin emerging as one of the top tech hubs in the country. Companies including Tesla, Samsung, Apple, and Oracle have established major operations along the I 35 corridor, driving demand for commercial real estate across office, industrial, multifamily, and mixed use categories. The Hill Country and surrounding suburbs have seen explosive population growth, creating opportunities in retail, hospitality, and residential development. Round Rock, Cedar Park, Georgetown, Pflugerville, and Kyle have all become active commercial markets in their own right, with new retail corridors, medical office buildings, and industrial parks breaking ground regularly. San Antonio continues to grow as a healthcare and military hub, while the Austin San Antonio corridor between them is filling in rapidly with distribution centers, data centers, and workforce housing.

Energy remains a foundational industry, with the Permian Basin producing more oil than most OPEC nations. Midland and Odessa anchor the state's oil and gas economy, but the energy sector's reach extends to Houston, where nearly every major energy company maintains operations. The Port of Houston is the largest port in the U.S. by foreign tonnage, supporting a massive logistics and industrial corridor along the Gulf Coast that stretches from Baytown to Texas City. The petrochemical industry along the ship channel alone accounts for billions in annual output, and the industrial real estate serving it is in constant demand.

Healthcare is another defining sector. Institutions like MD Anderson Cancer Center, Baylor Scott & White, UT Southwestern, and Texas Children's Hospital drive consistent demand for medical office space, outpatient surgical centers, and specialized clinical facilities across the state. Dallas Fort Worth has become one of the largest healthcare markets in the country, with hospital systems expanding into suburbs at a rapid pace. The Rio Grande Valley is experiencing a healthcare construction boom as population growth outpaces existing medical infrastructure.

Manufacturing and logistics round out the economic picture. Texas is the top manufacturing state in the country by output, led by computer and electronic products, chemicals, and machinery. The state's central location, extensive highway system, and multiple deep water ports make it a natural distribution hub. Laredo is the largest inland port in the western hemisphere, and the cross border trade economy between Texas and Mexico generates hundreds of billions in annual commerce. Industrial real estate along the I 35, I 10, and I 45 corridors is among the most active asset classes in the state.