Large industrial warehouse and distribution park

Warehouse and Industrial Property Loans Nationwide

E commerce, nearshoring, and supply chain restructuring have made industrial the hottest asset class in CRE. Lenders compete for these deals, and we know which ones close.

The Strongest Performing Sector in Commercial Real Estate

Industrial real estate is the strongest performing commercial property sector right now. E commerce fulfillment, supply chain reconfiguration, and nearshoring trends have driven vacancy rates to historic lows in most major markets. CapitalAx helps industrial property owners and investors access financing for acquisitions, ground up development, and refinancing through conventional banks, SBA 504 programs for owner users, and private capital for transitional deals. Clear height, dock count, proximity to transportation corridors, and tenant credit quality drive industrial underwriting, and those fundamentals are strong across Texas and the Sun Belt. Industrial properties range from small flex industrial buildings with 5,000 square feet to massive distribution centers exceeding 500,000 square feet, and the financing options and underwriting approach differ significantly across these subtypes. Last mile delivery facilities in urban locations command premium rents and attract the most competitive lending terms, while older manufacturing buildings may require specialized lenders who understand functional obsolescence risk.

Common Borrower Profiles

Industrial property investors
Logistics and distribution companies
Manufacturing facility owners
Owner users purchasing warehouse space
Developers building spec industrial

Available Loan Structures

Conventional bank industrial loans
SBA 504 for owner occupied industrial
Bridge loans for value add industrial
Construction financing for spec and build to suit
CMBS for stabilized industrial portfolios

Underwriting Considerations

Lease term and tenant credit quality
Clear height, loading docks, and functional utility
Location relative to transportation infrastructure
Environmental and zoning considerations
Market vacancy and absorption trends

Common Challenges

Rising construction costs for new development
Environmental liability concerns
Functional obsolescence in older facilities
Tenant concentration risk in single tenant properties
Infrastructure requirements for modern logistics

Why CapitalAx for Industrial Deals

Industrial is the strongest performing CRE sector nationally, but not all lenders have the depth of experience to properly evaluate warehouse, distribution, and manufacturing assets. CapitalAx connects industrial property owners and investors with lenders who understand functional utility metrics, environmental considerations, and the logistics driven demand that makes this asset class uniquely resilient.

Related Loan Programs

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Markets We Serve

Tools & Calculators

Commercial Real Estate Cap Rate Calculator

Calculate commercial real estate cap rate from NOI and property value to evaluate investment returns.

Commercial Property Value Calculator

Use a commercial property valuation calculator to estimate income based value from NOI and cap rate.

DSCR Calculator

Calculate debt service coverage ratio to see if your property qualifies for DSCR financing.

Debt Yield Calculator

Calculate debt yield from NOI and loan amount, and see the maximum loan a lender's debt yield floor allows.

Frequently Asked Questions

Owner occupied warehouses, manufacturing facilities, and distribution centers qualify for SBA 504 loans. The business must occupy at least 51% of the property. SBA 504 offers below market fixed rates, up to 90% financing, and 25 year terms, making it one of the best programs available for businesses purchasing their own industrial space.

Clear height and dock count directly affect the universe of potential tenants and rental rates. Modern logistics tenants typically require 28 32 foot clear heights and multiple dock high doors. Older facilities with lower clear heights may still perform well for manufacturing or light industrial uses but generally command lower rents, which lenders factor into their income projections.

Yes, but spec industrial construction lending requires a strong developer track record, significant equity (typically 25 35%), and evidence of market demand through low vacancy and positive absorption in the submarket. Pre leasing activity strengthens the application substantially. CapitalAx works with construction lenders who are comfortable with spec industrial in high demand markets.

Finance Your Industrial Project

Tell us about your property and financing needs. We'll connect you with lenders who specialize in this asset class.