CapitalAxCapitalAx
    Professional career growth in commercial lending

    Build Your Career with CapitalAx

    350+ lenders, real deal support, and one operating platform for training, lender matching, processing, and pipeline management.

    How CapitalAx Started

    Leo Johns spent years in franchising and running his own businesses before starting CapitalAx Commercial Lending. The one thing he kept running into was how hard it was for good business owners and real estate investors to get the capital they needed without jumping through hoops. The brokers on the CapitalAx platform come from that same entrepreneurial mindset. At the end of the day, we're entrepreneurs helping entrepreneurs.

    "What if we just made the lending process as efficient as possible?"

    That question stuck with him. CapitalAx grew out of a pretty simple idea: more lender options, less red tape, and a real focus on getting deals from application to closing without unnecessary delays.

    Why It Matters

    We're not trying to reinvent lending. We just want to help originators get their borrowers funded so more businesses open, more projects break ground, and more people build something real.

    What You Get

    • A national network of 350+ banks, credit unions, private lenders, family offices, and agency programs
    • One lifetime commission split, 50% to 65% by rank, earned once and applied to every product you originate from day one
    • A transferable book of business, including your clients, your downline, and any vested equity, that you can grow, sell, or pass on
    • A four level revenue share on your downline's production, paid by the house on top of your personal split
    • Phantom equity that vests over three years and is cash settled at a liquidity event
    • Deal structuring and processing help from people who have closed real transactions, on every file
    • Software built in house for tracking deals, matching lenders, and running your pipeline
    • A $40 monthly platform subscription, plus a $750 transaction fee deducted from Shared Revenue on every funded file before the split is applied

    Who This Is For

    • Commercial loan originators who want stronger lender access and better technology behind them
    • Residential MLOs moving into commercial who want structured training and real deal support
    • Real estate professionals adding financing to deepen client relationships and open a second income stream
    • People from banking, insurance, or wealth management chasing higher value transactions
    • Entrepreneurial operators with sharp business development skills who want to build an origination practice

    CapitalAx Compensation Ladder

    RankSplitQualification Threshold
    Associate50%Starting split at enrollment
    VP55%$250,000 cumulative Base Shop compensation already earned
    Director60%$500,000 cumulative Base Shop compensation already earned
    Managing Director65% (plan maximum)$1,500,000 cumulative Base Shop compensation already earned

    Thresholds are cumulative career to date compensation already earned, not income targets or guarantees. This is not an offer of employment and not a guarantee of any earnings. Individual results depend on individual production. Final terms are governed by the CapitalAx Broker Agreement and Policies and Procedures.

    Want the full picture of careers at CapitalAx? Browse the broker program hub.

    Frequently Asked Questions

    Two things. First, institutional quality lender relationships you would struggle to build alone. Second, software and data tools that shorten the grind of packaging deals, matching lenders, and tracking your pipeline, so more of your day goes to closing. A lot of platforms box you into one or two loan products. Here you have the full range, from SBA and conventional financing to bridge loans, construction draws, and specialty programs for property types most lenders will not touch.

    CapitalAx has four ranks. Associate starts at a 50 percent split. VP pays 55 percent once you have earned $250,000 in cumulative Base Shop compensation. Director pays 60 percent at $500,000. Managing Director pays 65 percent, the plan maximum, at $1.5 million. These thresholds are career to date compensation you have already been paid, not income targets, and they never reset. Once you cross a threshold, the higher split is permanent.

    Yes. There are clear leadership paths for originators who want to recruit, train, and run their own teams. Sponsors earn a four level revenue share, 10 percent, 5 percent, 3 percent, and 2 percent of company dollar, on their downline's production, paid from the house side, on top of their own personal commission split. We back you on the recruiting, the training, and the day to day of keeping a team producing.

    Every file gets processing support, lender relationship management, and structuring guidance. Submit a deal and the processing team helps you assemble the package, pick the right lender, and stay on top of the submission and follow ups. On the harder ones, like construction financing, portfolio acquisitions, or unusual property types, seasoned originators help you frame the deal so it lands well with the lender.

    Yes. Your book, including your clients, your downline, your rank, and any vested equity, can be sold as a whole book to another CapitalAx broker or transferred to a family member. Sales require company consent and are subject to a 30 day right of first refusal, plus a 5 percent transfer fee. If something happens to you, your family has a 36 month window to complete a succession sale.

    No. This describes the structure of the CapitalAx Broker Compensation Plan. It is not an offer of employment and not a guarantee of any earnings. Individual results depend on individual production. Final terms are governed by the CapitalAx Broker Agreement and Policies and Procedures.

    Ready to Take the Next Step?

    Apply to join the CapitalAx platform and start building your commercial lending career.