Build Your Career with CapitalAx
350+ lenders. Real deal support. A flat $40/month platform fee. A back office that actually helps you close.
Overview
Leo Johns ran his own businesses and spent years in franchising before he started CapitalAx Commercial Lending. He kept hitting the same wall: solid business owners and real estate investors could not get capital without jumping through hoops. That frustration is the reason this company exists. The idea behind CapitalAx is not complicated. Give originators more lender options, cut the red tape, and stay focused on moving deals from application to closing without the usual delays. We are not here to reinvent lending. We want more borrowers funded, which means more businesses opening, more projects breaking ground, and more people building something that lasts. The people behind the platform come from commercial real estate, banking, business development, and franchise operations. Our office sits in Austin, Texas, but originators on the platform close deals in markets all over the country. Maybe you already originate commercial loans and want better tools and lender access. Maybe you are coming from another field and want to build something in this one. Either way, you get the training, the deal support, and the technology to actually do the work. We build this platform by making the people on it successful. Real training, real help on live deals, real software. No empty promises.
Benefits
- A national network of 350+ banks, credit unions, private lenders, family offices, and agency programs
- One lifetime commission split, 50% to 65% by rank, earned once and applied to every product you originate from day one
- A transferable book of business, including your clients, your downline, and any vested equity, that you can grow, sell, or pass on
- A four-level revenue share on your downline's production, paid by the house on top of your personal split
- Phantom equity that vests over three years and is cash-settled at a liquidity event
- Deal structuring and processing help from people who have closed real transactions, on every file
- Software built in-house for tracking deals, matching lenders, and running your pipeline
- A $40/month platform subscription covers CAOS, AxIQ lender matching, marketing collateral, and CapitalAx University, with no other desk fees or franchise costs
Who Is a Good Fit
- Commercial loan originators who want stronger lender access and better technology behind them
- Residential MLOs moving into commercial who want structured training and real deal support
- Real estate professionals adding financing to deepen client relationships and open a second income stream
- People from banking, insurance, or wealth management chasing higher-value transactions
- Entrepreneurial operators with sharp business development skills who want to build an origination practice
CapitalAx Compensation Ladder
| Rank | Split | Qualification Threshold |
|---|---|---|
| Associate | 50% | Starting split at enrollment |
| VP | 55% | $250,000 cumulative Base Shop compensation already earned |
| Director | 60% | $500,000 cumulative Base Shop compensation already earned |
| Managing Director | 65% (plan maximum) | $1,500,000 cumulative Base Shop compensation already earned |
Thresholds are cumulative career-to-date compensation already earned, not income targets or guarantees. This is not an offer of employment and not a guarantee of any earnings. Individual results depend on individual production. Final terms are governed by the CapitalAx Broker Agreement and Policies and Procedures.
Frequently Asked Questions
What makes CapitalAx different from other platforms?
Two things. First, institutional-quality lender relationships you would struggle to build alone. Second, software and data tools that shorten the grind of packaging deals, matching lenders, and tracking your pipeline, so more of your day goes to closing. A lot of platforms box you into one or two loan products. Here you have the full range, from SBA and conventional financing to bridge loans, construction draws, and specialty programs for property types most lenders will not touch.
How does the rank and split ladder work?
CapitalAx has four ranks. Associate starts at a 50 percent split. VP pays 55 percent once you have earned $250,000 in cumulative Base Shop compensation. Director pays 60 percent at $500,000. Managing Director pays 65 percent, the plan maximum, at $1.5 million. These thresholds are career-to-date compensation you have already been paid, not income targets, and they never reset. Once you cross a threshold, the higher split is permanent.
Can I build a team under CapitalAx?
Yes. There are clear leadership paths for originators who want to recruit, train, and run their own teams. Sponsors earn a four-level revenue share, 10 percent, 5 percent, 3 percent, and 2 percent of company dollar, on their downline's production, paid from the house side, on top of their own personal commission split. We back you on the recruiting, the training, and the day-to-day of keeping a team producing.
What support do I get on individual deals?
Every file gets processing support, lender relationship management, and structuring guidance. Submit a deal and the processing team helps you assemble the package, pick the right lender, and stay on top of the submission and follow-ups. On the harder ones, like construction financing, portfolio acquisitions, or unusual property types, seasoned originators help you frame the deal so it lands well with the lender.
Can I sell my book of business?
Yes. Your book, including your clients, your downline, your rank, and any vested equity, can be sold as a whole book to another CapitalAx broker or transferred to a family member. Sales require company consent and are subject to a 30-day right of first refusal, plus a 5 percent transfer fee. If something happens to you, your family has a 36-month window to complete a succession sale.
Is this a guarantee of income?
No. This describes the structure of the CapitalAx Broker Compensation Plan. It is not an offer of employment and not a guarantee of any earnings. Individual results depend on individual production. Final terms are governed by the CapitalAx Broker Agreement and Policies and Procedures.