CapitalAxCapitalAx
    Professional career growth in commercial lending

    The Commercial Loan Broker Opportunity

    One lifetime commission split, 50 percent to 65 percent by rank, earned once and never renegotiated. Build a book of business you can grow, transfer, or sell.

    CapitalAx pays one lifetime commission split that starts at 50 percent as an Associate and rises to 55 percent at VP, 60 percent at Director, and 65 percent at Managing Director. Each threshold is a cumulative production qualification, not a target: once your career to date compensation crosses it, the higher split is yours permanently, with no annual renegotiation. The split applies to every product from your first closing, from SBA 7(a) and 504 loans to bridge, construction, DSCR, equipment, and working capital financing across a network of 350+ lenders. CapitalAx runs the lender relationships, deal processing, and technology platform. You own the client relationship, and you own your book of business, which means it can be transferred, sold, or passed on rather than left behind when you move on. Commercial loan brokers work with business owners, real estate investors, developers, and franchisees who need capital for acquisitions, construction, refinancing, and expansion. Deal sizes range from small business lines of credit to complex multi million dollar transactions, and the CapitalAx platform gives you the training, lender access, and processing support to handle that range from day one.

    What You Get

    • One lifetime commission split, 50% to 65% by rank, earned once and never renegotiated
    • Access to 350+ lenders spanning banks, credit unions, private lenders, family offices, and agency programs
    • Every product available from day one, no waiting period tied to rank
    • A transferable book of business you can grow, sell, or pass on
    • Phantom equity that vests over three years and is cash settled at a liquidity event
    • A four level revenue share on your downline's production, paid by the house, on top of your personal split
    • Comprehensive deal support and processing from application through closing
    • Structured training covering SBA, bridge, DSCR, construction, and specialty lending

    Who This Is For

    • Experienced mortgage professionals seeking higher value commercial transactions
    • Real estate professionals looking to add financing capabilities and serve clients at a deeper level
    • Financial services professionals transitioning to commercial lending from banking, insurance, or wealth management
    • Entrepreneurial individuals who want to own a transferable book of business
    • Business development professionals with strong networks who enjoy relationship driven sales
    • Former business owners who understand borrower needs and want to help others access capital

    Want the full picture of careers at CapitalAx? Browse the broker program hub.

    Frequently Asked Questions

    While prior experience is valuable, CapitalAx provides comprehensive training for professionals transitioning from residential lending, real estate, or other financial services. Industry knowledge and business development skills are the most important prerequisites. Many of our most successful originators came from backgrounds outside of lending, including real estate sales, business consulting, and financial planning. The common thread is strong communication skills and a genuine interest in understanding business finance.

    CapitalAx pays one lifetime commission split, 50 percent at Associate, 55 percent at VP, 60 percent at Director, and 65 percent at Managing Director. Each rank is earned by reaching a cumulative career production threshold, and once earned, the split is yours permanently with no annual renegotiation. Sponsors also earn a four level revenue share, paid by the house, on the production of any team they build.

    Commercial loan brokers at CapitalAx work across the full spectrum of commercial lending, including SBA 7(a) and 504 loans, bridge and construction financing, DSCR rental property loans, equipment financing, business acquisition loans, working capital facilities, and commercial mortgages. The diversity of deal types means you are never limited to a single product or borrower profile.

    Yes. Your book, including your clients, your downline, your rank, and any vested equity, can be sold as a whole book to another CapitalAx broker or transferred to a family member. Sales require company consent and are subject to a 30 day right of first refusal, plus a 5 percent transfer fee. If something happens to you, your family has a 36 month window to complete a succession sale.

    No. This describes the structure of the CapitalAx Broker Compensation Plan. It is not an offer of employment and not a guarantee of any earnings. Individual results depend on individual production. Final terms are governed by the CapitalAx Broker Agreement and Policies and Procedures.

    Ready to Take the Next Step?

    Apply to join the CapitalAx platform and start building your commercial lending career.