146 Key Flagged Hotel Bridge Loan
- Loan amount
- $6.2M
- Property type
- Hotel Financing
Commercial Hard Money Loans in Texas
CapitalAx places commercial hard money loans across Texas from $500,000 to $100 million. Private lenders in our network fund acquisitions, refinances, and renovations in Austin, Dallas, Fort Worth, Houston, San Antonio, and smaller markets statewide, with closings in as little as 7 to 21 days.
Typical Terms
| Loan size | $500,000 to $100,000,000 |
|---|---|
| Loan to value | Up to 65% to 70% |
| Interest rate | 10% to 13% |
| Origination | 1 to 3 points |
| Term | 6 to 24 months, interest only |
| Time to close | 7 to 21 days |
| Collateral | First lien on commercial or investment real estate |
| Underwriting focus | Property value, equity, and exit strategy |
These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.
Hard Money Lending in Texas
Texas is one of the most active private lending markets in the country. Deeds of trust and a non judicial foreclosure process give lenders a clear and fast remedy, and that makes many private lenders comfortable lending here. Population and job growth in the major metros keep demand for land, industrial, multifamily, and retail property steady, and bank lending often cannot keep pace with deal timelines.
Common Scenarios
- Land and lot loans ahead of entitlement or construction financing
- Multifamily in lease up with a construction loan coming due
- Industrial and flex purchases with a short closing deadline
- Retail centers with vacancy that a bank will not finance yet
Recent Closings
10 Story Vacant Office to Courtyard by Marriott Conversion
- Loan amount
- $7.4M
- Property type
- Hotel Financing
38 Unit Multifamily Refinance in Killeen, Texas
- Loan amount
- $1.3M
- Property type
- Multifamily Financing
$6M Ground Up Multifamily Construction Loan in Dallas, Texas
- Loan amount
- $6M
- Property type
- Multifamily Financing
SBA 7(a) Business Acquisition: 5% Equity Injection
- Loan amount
- $1.3M
- Property type
- Mixed Use Financing
15.7 Acre Land Bridge Loan
- Loan amount
- $9.5M
- Property type
- Land Development Financing
100 Unit Multifamily Bridge Loan
- Loan amount
- $4.8M
- Property type
- Multifamily Financing
Frequently Asked Questions
CapitalAx arranges commercial hard money loans statewide, including Austin, Dallas, Fort Worth, Houston, San Antonio, El Paso, and Central Texas communities such as Bastrop, Leander, Georgetown, and Killeen.
Yes. Land is a common request in Texas. Leverage is usually lower than on income producing property, and lenders look closely at the path to entitlement, sale, or construction.
See full program details, requirements, and how the process works on our commercial hard money loans page.
Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.