Hotel exterior with landscaped grounds, the type of property financed with commercial hard money loans in San Antonio.

    Commercial Hard Money Lenders in San Antonio, Texas

    CapitalAx places commercial hard money loans from $500,000 to $100 million across San Antonio, New Braunfels, Schertz, Boerne, and San Marcos. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

    A CapitalAx broker responds within one business day.

    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in San Antonio

    San Antonio's economy rests on military installations, healthcare, and tourism, which gives its commercial property market a steady base. Prices are generally lower than in Austin, and growth along the Interstate 35 corridor toward New Braunfels and San Marcos is driving demand for land, retail, and multifamily. Hospitality is a large part of the market, and many hotels and motels need renovation capital that banks are slow to provide.

    Common Scenarios

    • Hotels and motels needing renovation or new management
    • Older retail centers being re tenanted
    • Small and mid size multifamily purchases
    • Land along the Interstate 35 corridor

    Recent Closings

    146 Key Flagged Hotel Bridge Loan

    Loan amount
    $6.2M
    Property type
    Hotel Financing
    View case study

    10 Story Vacant Office to Courtyard by Marriott Conversion

    Loan amount
    $7.4M
    Property type
    Hotel Financing
    View case study

    38 Unit Multifamily Refinance in Killeen, Texas

    Loan amount
    $1.3M
    Property type
    Multifamily Financing
    View case study

    $6M Ground Up Multifamily Construction Loan in Dallas, Texas

    Loan amount
    $6M
    Property type
    Multifamily Financing
    View case study

    SBA 7(a) Business Acquisition: 5% Equity Injection

    Loan amount
    $1.3M
    Property type
    Mixed Use Financing
    View case study

    15.7 Acre Land Bridge Loan

    Loan amount
    $9.5M
    Property type
    Land Development Financing
    View case study

    100 Unit Multifamily Bridge Loan

    Loan amount
    $4.8M
    Property type
    Multifamily Financing
    View case study

    Frequently Asked Questions

    We arrange loans across Bexar, Comal, Guadalupe, and Hays counties and the wider South Central Texas region.

    Yes. Lenders will want the renovation budget, recent operating results, and the plan to refinance or sell once the work is complete.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.