Small apartment community with landscaped grounds, the type of property financed with commercial hard money loans in Killeen.

    Commercial Hard Money Lenders in Killeen, Texas

    CapitalAx places commercial hard money loans from $500,000 to $100 million across Killeen, Harker Heights, Copperas Cove, Temple, and Belton. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

    A CapitalAx broker responds within one business day.

    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in Killeen

    Killeen sits next to one of the largest Army installations in the country, and the military presence supports steady demand for apartments, hotels, and neighborhood retail. The wider Killeen and Temple area has grown along the Interstate 35 and Interstate 14 corridors, with medical employers in Temple adding to demand. Fewer national lenders focus on this market than on Austin or Dallas, so private capital often fills the gap.

    Common Scenarios

    • Small and mid size multifamily purchases and renovations
    • Hotels and motels serving military and highway traffic
    • Neighborhood retail centers
    • Land along the interstate corridors

    Recent Closings

    146 Key Flagged Hotel Bridge Loan

    Loan amount
    $6.2M
    Property type
    Hotel Financing
    View case study

    10 Story Vacant Office to Courtyard by Marriott Conversion

    Loan amount
    $7.4M
    Property type
    Hotel Financing
    View case study

    38 Unit Multifamily Refinance in Killeen, Texas

    Loan amount
    $1.3M
    Property type
    Multifamily Financing
    View case study

    $6M Ground Up Multifamily Construction Loan in Dallas, Texas

    Loan amount
    $6M
    Property type
    Multifamily Financing
    View case study

    SBA 7(a) Business Acquisition: 5% Equity Injection

    Loan amount
    $1.3M
    Property type
    Mixed Use Financing
    View case study

    15.7 Acre Land Bridge Loan

    Loan amount
    $9.5M
    Property type
    Land Development Financing
    View case study

    100 Unit Multifamily Bridge Loan

    Loan amount
    $4.8M
    Property type
    Multifamily Financing
    View case study

    Frequently Asked Questions

    We arrange loans across Bell, Coryell, and Lampasas counties and throughout Central Texas.

    Yes. Lenders will want recent operating results and the plan for the property.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.