New apartment building with landscaped grounds, the type of property financed with commercial hard money loans in Nashville.

    Commercial Hard Money Lenders in Nashville, Tennessee

    CapitalAx places commercial hard money loans from $500,000 to $100 million across Nashville, Franklin, Brentwood, Murfreesboro, and Hendersonville. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

    A CapitalAx broker responds within one business day.

    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in Nashville

    Nashville has been one of the fastest growing large metros in the country, with healthcare, tourism, and music anchoring its economy. A wave of new apartments and hotels has left some owners needing short term capital to finish lease up or refinance construction debt. Growth has spread into Williamson and Rutherford counties, where retail, medical, and land transactions are common.

    Common Scenarios

    • Construction loans maturing before lease up is complete
    • Hotels and hospitality property
    • Multifamily value add
    • Retail and medical property in the suburbs

    Recent CapitalAx Closings

    Frequently Asked Questions

    We arrange loans across Davidson, Williamson, Rutherford, and Sumner counties and throughout Tennessee.

    Yes. Lenders will want current occupancy, the lease up pace, and the plan to refinance into permanent debt.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.