Office building under renovation with scaffolding, the type of property financed with commercial hard money loans across Colorado.

    Commercial Hard Money Loans in Colorado

    CapitalAx places commercial hard money loans from $500,000 to $100 million across Colorado, including Denver, Colorado Springs, Fort Collins, and Boulder. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

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    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in Colorado

    Most of Colorado's commercial property activity runs along the Front Range, from Fort Collins through Denver to Colorado Springs. The state uses a public trustee foreclosure system that does not require a full court case, which gives lenders a defined process. Industrial, multifamily, and land are in steady demand, and mountain communities add a hospitality market of their own.

    Common Scenarios

    • Industrial and flex purchases along the Front Range
    • Multifamily value add projects
    • Land ahead of entitlement or construction
    • Hospitality property in resort communities

    Recent CapitalAx Closings

    Frequently Asked Questions

    CapitalAx arranges commercial hard money loans statewide, including Denver, Colorado Springs, Fort Collins, Boulder, and Pueblo.

    Yes. Leverage is usually lower than on income producing property, and lenders look closely at the path to entitlement, sale, or construction.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.