New apartment building with landscaped grounds, the type of property financed with commercial hard money loans in Denver.

    Commercial Hard Money Lenders in Denver, Colorado

    CapitalAx places commercial hard money loans from $500,000 to $100 million across Denver, Aurora, Lakewood, Arvada, and Littleton. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

    A CapitalAx broker responds within one business day.

    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in Denver

    Denver is the commercial center of the Mountain West. Industrial property near the airport and along Interstate 70 is in steady demand, and a large amount of new apartment supply has left some owners needing short term capital to finish lease up. Downtown office buildings are being repositioned or converted as tenant demand shifts.

    Common Scenarios

    • Construction loans maturing before lease up is complete
    • Industrial purchases near the airport and interstate corridors
    • Office buildings being converted or repositioned
    • Retail centers with space to lease

    Recent CapitalAx Closings

    Frequently Asked Questions

    We arrange loans across Denver, Arapahoe, Jefferson, Adams, and Douglas counties and throughout Colorado.

    Yes. Lenders will want the conversion budget, approvals in place or underway, and the plan for permanent financing.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.