Brick mixed use building with storefronts and apartments above, the type of property financed with commercial hard money loans in New Haven.

    Commercial Hard Money Lenders in New Haven, Connecticut

    CapitalAx places commercial hard money loans from $500,000 to $100 million across New Haven, Hamden, West Haven, Milford, and Branford. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

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    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in New Haven

    New Haven's economy is anchored by Yale University and Yale New Haven Hospital, which support steady demand for housing, medical, and laboratory space. Much of the city's commercial property is older mixed use and multifamily, and many buildings need renovation capital before a bank will lend against them. Entry prices are lower than in Fairfield County, which draws investors looking for value add projects.

    Common Scenarios

    • Older mixed use buildings with apartments above retail
    • Small and mid size multifamily renovations
    • Office and industrial buildings being converted or repositioned
    • Maturing bank loans the current lender will not renew

    Recent CapitalAx Closings

    Frequently Asked Questions

    We arrange loans across New Haven County, including Hamden, West Haven, Milford, Branford, and Meriden, and throughout Connecticut.

    Yes. Lenders will want the renovation budget, current occupancy, and the plan to stabilize the property and refinance.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.