Brick mixed use building with storefronts and apartments above, the type of property financed with commercial hard money loans across Connecticut.

    Commercial Hard Money Loans in Connecticut

    CapitalAx places commercial hard money loans across Connecticut from $500,000 to $100 million. Private lenders in our network fund acquisitions, refinances, and repositioning in Stamford, New Haven, Hartford, Bridgeport, and markets statewide, with closings in as little as 7 to 21 days.

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    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in Connecticut

    Connecticut has a large stock of older mixed use, office, and industrial buildings, and many need capital to reposition before a bank will lend. Foreclosure in Connecticut goes through the courts, so private lenders focus on equity and a realistic exit. Fairfield County benefits from its proximity to New York lenders and investors, while New Haven and Hartford offer lower entry prices.

    Common Scenarios

    • Mixed use buildings with vacant commercial space
    • Office and industrial properties being converted or repositioned
    • Maturing bank loans the current lender will not renew
    • Purchases with a deadline a bank cannot meet

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    Frequently Asked Questions

    CapitalAx arranges commercial hard money loans statewide, including Stamford, Norwalk, Bridgeport, New Haven, Hartford, and Waterbury.

    Yes. Mixed use is one of the most common requests in Connecticut. Lenders look at the split between residential and commercial space, current occupancy, and the plan for any vacant units.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.