Office building under renovation with scaffolding, the type of property financed with commercial hard money loans in Stamford.

    Commercial Hard Money Lenders in Stamford, Connecticut

    CapitalAx places commercial hard money loans from $500,000 to $100 million across Stamford, Greenwich, Norwalk, Darien, and Bridgeport. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

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    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in Stamford

    Stamford is the commercial center of Fairfield County and sits within commuting distance of New York City. The market has a large inventory of office buildings, and owners are converting or repositioning older ones as tenant demand shifts. Downtown mixed use and multifamily property remain in demand, and New York area private lenders are active here, which gives borrowers more options than in most markets of this size.

    Common Scenarios

    • Office buildings being converted or repositioned
    • Downtown mixed use buildings with vacant commercial space
    • Maturing bank loans the current lender will not renew
    • Purchases that must close on a seller's timeline

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    Frequently Asked Questions

    We arrange loans across Stamford, Greenwich, Norwalk, Darien, Westport, Fairfield, and Bridgeport, and throughout Connecticut.

    Yes. Lenders will want the conversion budget, the approvals in place or underway, and the plan for permanent financing once the project is complete.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.