Distribution warehouse with freight loading bays, the type of property financed with commercial hard money loans in Jacksonville.

    Commercial Hard Money Lenders in Jacksonville, Florida

    CapitalAx places commercial hard money loans from $500,000 to $100 million across Jacksonville, Jacksonville Beach, Orange Park, and St. Augustine. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

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    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in Jacksonville

    Jacksonville's deepwater port and its position where Interstate 95 meets Interstate 10 make it a major logistics market, and industrial property is in steady demand. Military installations and a growing population support multifamily and retail across Duval, Clay, and St. Johns counties. Prices are lower than in South Florida, which draws investors looking for value add projects.

    Common Scenarios

    • Industrial and warehouse purchases near the port
    • Multifamily value add projects
    • Retail centers with space to lease
    • Cash out refinances to fund another acquisition

    Recent CapitalAx Closings

    Frequently Asked Questions

    We arrange loans across Duval, Clay, St. Johns, and Nassau counties and throughout Florida.

    Yes. Lenders will want current leases or the plan to lease the space, and the exit.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.