146 Key Flagged Hotel Bridge Loan
- Loan amount
- $6.2M
- Property type
- Hotel
Commercial Hard Money Loans in Florida
CapitalAx places commercial hard money loans across Florida from $500,000 to $100 million. Private lenders in our network fund acquisitions, refinances, and repositioning in Miami, Fort Lauderdale, Orlando, Tampa, Jacksonville, and markets statewide, with closings in as little as 7 to 21 days.
Typical Terms
| Loan size | $500,000 to $100,000,000 |
|---|---|
| Loan to value | Up to 65% to 70% |
| Interest rate | 10% to 13% |
| Origination | 1 to 3 points |
| Term | 6 to 24 months, interest only |
| Time to close | 7 to 21 days |
| Collateral | First lien on commercial or investment real estate |
| Underwriting focus | Property value, equity, and exit strategy |
These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.
Hard Money Lending in Florida
Florida draws private lenders because of steady population growth and deep demand for hospitality, multifamily, and retail property. Foreclosure in Florida goes through the courts, so lenders weigh equity and the exit plan carefully. Rising property insurance costs have also made some banks more cautious, which sends more borrowers with sound properties to private capital.
Common Scenarios
- Hotels and motels needing renovation or a flag change
- Multifamily and mixed use value add projects
- Retail and restaurant properties between tenants
- Cash out on a free and clear property to fund another purchase
Recent CapitalAx Closings
100 Unit Multifamily Bridge Loan
- Loan amount
- $4.8M
- Property type
- Multifamily
15.7 Acre Land Bridge Loan
- Loan amount
- $9.5M
- Property type
- Land
Mixed Use Cash Out Bridge Loan
- Loan amount
- $1.5M
- Property type
- Mixed use
Frequently Asked Questions
CapitalAx arranges commercial hard money loans statewide, including Miami, Fort Lauderdale, West Palm Beach, Orlando, Tampa, and Jacksonville.
Lenders require property insurance and factor its cost into the deal. Having a current quote ready speeds up the terms you receive.
See full program details, requirements, and how the process works on our commercial hard money loans page.
Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.