Hotel exterior with palm trees, the type of property financed with commercial hard money loans in Orlando.

    Commercial Hard Money Lenders in Orlando, Florida

    CapitalAx places commercial hard money loans from $500,000 to $100 million across Orlando, Kissimmee, Winter Park, Sanford, and Lake Mary. Private lenders in our network close in as little as 7 to 21 days.

    Get terms from 350+ lenders

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    Typical Terms

    Typical commercial hard money loan terms
    Loan size$500,000 to $100,000,000
    Loan to valueUp to 65% to 70%
    Interest rate10% to 13%
    Origination1 to 3 points
    Term6 to 24 months, interest only
    Time to close7 to 21 days
    CollateralFirst lien on commercial or investment real estate
    Underwriting focusProperty value, equity, and exit strategy

    These are typical ranges across our lender network. Your terms depend on the property, leverage, location, and exit plan.

    Hard Money Lending in Orlando

    Orlando is one of the largest tourism markets in the world, and hotels, short term lodging, and entertainment related retail make up a large share of its commercial property. Population growth across Orange, Seminole, and Osceola counties has also driven strong demand for multifamily and industrial space. As elsewhere in Florida, insurance costs shape how banks lend, and private lenders often step in on sound properties.

    Common Scenarios

    • Hotels and motels needing renovation or a flag change
    • Multifamily value add projects
    • Retail and restaurant properties near the tourist corridors
    • Industrial purchases along Interstate 4

    Recent CapitalAx Closings

    Frequently Asked Questions

    We arrange loans across Orange, Seminole, Osceola, and Lake counties and throughout Florida.

    Yes. Lenders will want the renovation budget, recent operating results, and the plan to refinance or sell once the work is complete.

    See full program details, requirements, and how the process works on our commercial hard money loans page.

    Terms shown are typical ranges and are not a commitment to lend. All loans are subject to lender approval.